The dedicated bankruptcy attorneys at Sage Law Firm are here to help you regain control of your finances and chart a path toward a brighter financial future. Our experts offer guidance and support in navigating the complexities of bankruptcy proceedings, providing personalized solutions tailored to each client’s unique financial situation. From strategic planning to debt restructuring, we empower businesses and individuals to navigate bankruptcy with confidence and achieve a fresh start.
Compassionate Guidance – We’ll work closely with you to understand your unique financial situation and explore all available options, including bankruptcy as well as alternatives. Our experienced team offers personalized support, helping clients navigate the bankruptcy process with empathy and understanding while providing strategic solutions to achieve the best possible outcome for their financial future.
Tailored Solutions – Bankruptcy laws can be complex, and navigating them requires careful consideration of your specific circumstances. Our experienced bankruptcy attorneys will develop a personalized strategy to address your needs and protect your interests.
Comprehensive Bankruptcy Services – We will work closely with you to determine the most appropriate option given your unique position. The most common resolutions include the following:
Don’t let financial stress hold you back. Contact Sage Law Firm today to schedule a confidential consultation with one of our experienced bankruptcy attorneys. Together, we’ll explore your options and help you take the first step toward a brighter financial future.
Chapter 7 (liquidation bankruptcy): Ideal for individuals or businesses with limited income and assets unable to pay debts. We strive to protect a significant portion, if not all, of your assets, including your home, car, and retirement accounts. We provide guidance on discharging various debts, such as federal and state tax debt, business debt, lawsuits, credit card, and medical debt.
Sage Law Firm offers comprehensive and personalized assistance in Chapter 7 bankruptcies. We guide clients through liquidation proceedings, assisting in the discharge of eligible debts and providing strategic counsel to protect assets.
Chapter 13 (reorganization bankruptcy): An alternative for individuals who don’t qualify for Chapter 7 due to high income, significant assets, or non-dischargeable debt. Chapter 13 involves a 3-to-5-year reorganization where an individual establishes a monthly repayment plan, prioritizing secured debts (i.e. mortgage, car loan, etc.), priority debts (i.e. taxes, alimony/child support, etc.), and a portion of unsecured debts based on income and assets. Chapter 13 is particularly beneficial for those facing foreclosure due to mortgage arrears.
In Chapter 13 bankruptcies, Sage Law Firm helps clients restructure debts through a court-approved repayment plan, allowing them to retain valuable assets while resolving financial obligations.
